What Others Say About Us
"James helped with refinancing loan with lower rate, this is the second time working with him and both times was such a great experience will recommend anyone I know in market with him."
Benjamin Cutrara - Dyer, IN
Testimonial from Benjamin Cutrara (04/05/2021)
"We have worked with James for our past house purchase and now a refinance. As usual, his explanation of the process and his guidance was outstanding. Very professional, very knowledgeable. I have recommended in the past and will always mention The Barath Group, especially to first-time buyers or vets."
Rocio Payne - Valparaiso, IN
Testimonial from Rocio Payne (02/25/2021)
"James was helpful in explaining the entire process from beginning to end. He was very responsive whenever I had questions. "
Liz Neff - Valparaiso, IN
Testimonial from Lis Neff (03/19/2021)
"Fast, excellent, thorough service."
Edward Gonzalez - Valparaiso, IN
Testimonial from Edward Gonzalez (02/24/2021)
"I felt at ease during our mortgage process with the help of James. His knowledge and guidance is superior. "
K A - Valparaiso, IN
Testimonial from K A (12/18/2020)
"James Again helped us through the process during these Covid times. Process did seem long but not painful at all."
Patrick Scoleri - Dyer, IN
Patrick Scoleri (11/02/2020)
"Extremely detailed, very informative with mortgage, and plans to use the profit from old home.. Went above and beyond in trying to retrieve bank paperwork.. "
Matthew Rodgers - Griffith, IN
Matthew Rodgers (09/30/2020)
"James has helped me tremendously through the process of my first home. He even took time out of his day on Christmas and spent almost 2 hours with me on the phone explaining documents thoroughly, so that at I had a piece of mind on what I was signing. He also helped me find an awesome home insurance policy with lower rates then other insurance company I looked into. He has been awesome and I couldn't have wished for a better loan officer."
Marisa Ortiz - Hammond, Indiana
Marisa Ortiz (01/01/2020)
"Paul made my first time home buyer the best experience, I would recommend him time and time again. Paul was always available for questions and helping me through the way. People couldn’t believe how fast he made the process for me. Couldn’t have been a nicer person as well. Thank you again! "
Jacqueline Holmes - Valparaiso, Indiana
Jacqueline Holmes (11/02/2019)
"Paul was fantastic to work with! He was professional, knowledgeable, and responsive at every step. We were most impressed with the ease of the process and quick turnaround. We'll certainly recommend Paul to our family and friends!"
Shari C - Kouts, IN
Shari Cunningham (09/24/2019)
"Working with James made the whole mortgage process go so smooth. This it was my first time having a mortgage so James answered all my questions was always readily available and made the process a good experience. I will definitely recommend him to anyone looking to get a mortgage and I will for sure use him again whenever I move onto my next place."
Patricia Tarcak - Dyer , Indiana
Patricia Tarcak (09/16/2019)
"James was the best loan officer we've had or even spoken with as this is our second home. He showed us different options unlike other loan officers never mentioned were very pleased and will recomend to family and friends "
Ben and Amanda Cutrara - Dyer, Indiana
Ben Cutrara (08/05/2019)
"If it wasn’t for Paul, I wouldn’t of had a clue what was going on, and he was my lender! Buying a home isn’t all that fun, but Paul guided me through it pretty well. He told me what was coming before it happened, and I felt very prepared. If you need a mortgage, reach out this this guy. I truly mean this, I would of been so lost if it was for his expertise. "
Jon Gross - Crown Point, Indiana
Jon Gross (07/23/2019)
"Paul helped us buy our first home. He’s a rockstar! I can’t wait to recommend him to ANYONE and EVERYONE looking to buy a home! "
Karmyn Walker - Michigan City, Indiana
Karmyn Walker (06/26/2019)
"Service was great. They were very patient with me and helped me with getting through this process. I could not have done it without their help."
Chris P. - Schererville, Indiana
Christine Pejka (06/26/2019)
"James made purchasing of our home simple and easy. "
John and Sandra Matlon - Kouts, Indiana
John Matlon (06/17/2019)
"Excellent service and response time, couldn't be more satisfied throughout the entire process!"
Philip and Jacqueline Martello - Crown Point, Indiana
Philip Martello (06/16/2019)
"I am completely satisfied with how smoothly the mortgage process went. I would definitely recommend The Barath Group."
Christine Engstrom - Cedar Lake, Indiana
Christine Engstrom (05/10/2019)
"Paul was wonderful!"
Marylyn and Wallace Johns - Valparaiso, Indiana
Marylyn Johns 04-22-2019
"James did a great job explaining everything regarding loans and purchasing a home! He is an excellent mortgage banker! I highly recommend!"
Alexander Kubat - St John, Indiana
Alexander Kubat 02-21-2019
"Amazing guy to work with! I'll never not recommend Paul. He made our first big adult purchase easy and took his time to explain and care."
Elisa Castellanos and Michael Croux - Crown Point, Indiana
Elisa Castellanos 11-29-2018
"James and his team did an amazing job in helping me understand everything that I needed to know about purchasing my first home! Thank you for all of your assistant in the process and making it very easy to do."
Katlin Setlak - Crown Point, Indiana
Katlin Setlak 11-08-2018
"Over all was a very good experience. The team worked well with us to get everything done. Would definitely recommend to anyone."
Richard and Michelle Bishop - Lowell, Indiana
Richard Bishop 10-17-2018
"Paul helped make buying my second home go extremely smooth. I wouldn't go with anyone else after having such a great experience. Save me time, money, and a lot of headaches!"
John White, True Mtn Marketing - St John, Indiana
John White 09-21-2018
"James was great! He was very Thorough answering all of our our questions during the entire process."
David Fernbach and Cynthia Leonard - Schererville, Indiana
David Fernbach 09-06-2018
"Great experience with James. Had an agressive close schedule and he made it work."
Patrick and Belinda O'Brien - Lowell, Indiana
Patrick O'Brien 08-22-2018
"Doing business with them was great. Kind and caring the whole procedure."
Frank Nava and Amber Critser - Griffith, Indiana
Frank Nava 07-30-2018
"The whole process was smooth and transparent. James went our of his way several times to make sure we would close on time and even helped us get a better insuarnce policy than what we were going to go with. It was a great experience."
Timothy and Rebecca DeLuca - Crown Point, Indiana
Timothy DeLuca 07-26-2018
"I made the process a little harder on myself than it needed to be, but james was patient and worked with me through it."
Steven Koster - Dyer, Indiana
Steven Koster 07-25-2018
"Wonderful to work with and they give so much back to the community"
Amy Lynn, ABRA, Inc. - Crown Point, Indiana
Amy Lynn 07-16-2018
"The group did a great job and with our fast completion of the loan."
John and Natalie Powers - Valparaiso, Indiana
John Powers 06-07-2018
"This is my second time having James help me with a mortgage on a new home. Process was easy and we closed on time!"
Edward Bruce - Chesterton, Indiana
Edward Bruce 06-06-2018
"Very professional. Great advisor. Made the process seem seamless. Thank you!"
Dalen and Michelle Bunch - Lowell, Indiana
John Bunch 06-06-2018
"We had an excellent experience with James! He is extremely knowledgable, and he walked us through the steps to get us the loan we needed for the home we loved!"
Chase and Sarah Freeland - Crown Point, Indiana
Chase Freeland 06-06-2018
"Very good experience. Walked me through the process and answered questions clearly. Highly recommend for future reference and for friends and family."
Jay Ferrell and Rachel Hartigan - Merrillville, Indiana
James Ferrell 06-06-2018
"We refinanced with a VA loan. It was by far the most stress free financial process we have ever been through. Paul Vale took care of us from start to finish. We would highly recommend them! The least stressful experience financing we've ever done. Paul is the best!"
David and Angie Bradley - Crown Point, Indiana
David Bradley 05-24-2018
"A greatest experience ! Great communication.. and personal attention !! Couldn’t of had a better team !! The greatest !!! Thanks James !!!!"
Paul Setlak - Crown Point, Indiana
Paul Setlak 05-01-2018
"James put me and my families financial needs first and foremost, and it really benefited my families future. I would highly recommend using James Barath."
Joshua and Ami Boss - Crown Point, Indiana
Joshua Boss 05-01-2018
"James was such a huge asset in purchasing my first home. Not knowing much about the process, he was extremely patient and helped me out every step of the way. I wouldn’t hesitate to recommend him!"
Laura Davis - Crown Point, Indiana
Laura Davis 03-02-2018
"James did a great job helping me pick the best available mortgage and answered any questions i had."
Ryan Edwards - Portage, Indiana
Ryan Edwards 02-02-2018
"James Barath was very professional and courteous! He had great knowledge and made the loan process organized and kept everything on track!"
Julie Blount and Lawrence McCoy - Chesterton, Indiana
Julie Blount 01-02-2018
"James was very helpful in the VA mortgage process that we just went through. A big thanks to James and his crew for all the help."
Gregory and Jennifer Styka - Hebron, Indiana
Gregory Styka 12-03-2017
"James Barth helped me greatly in the process of buying my home. He provided me with all the information I needed in a timely manner."
Zachary Green - Merrillville, Indiana
Zachary Green 12-02-2017
"Can’t praise James enough. They made my home purchase so smooth and easy. James was thorough and knowledgeable about the entire process and kept me updated throughout the entire process and was always available if there I had any questions. I will be using them again in any future home purchases."
Kevin Frazier, Jr - Crown Point, Indiana
Kevin Frazier Jr 12-02-2017
"James was amazing! He helped my wife and I at every turn, we were new at buying a house, and if it wasn’t for him we’d would of been lost! He’s very friendly and professional! Thank you James!"
Aaron and Karyn Vaught - Highland, Indiana
Aaron Vaught 11-03-2017
"My experience with James was just wonderful, This was the first time for me purchasing a house and he took me through it step by step . Always immediately responded to me when I reached out to him with any questions. I would highly recommend him to family and friends. I couldn't of had a better experience then I did working with James. Thank You."
Donna Kopij - Lake Station, Indiana
Donna Kopij 11-03-2017
"James is very knowledgeable and was able to answer every question we had throughout the closing process. James helped us get everything into place for using the VA Home Loan and did everything in his power to move things along as quickly as possible and minimize the money coming out of our pocket. I highly recommend using him as your Mortgage Planner for your next move."
Conlin and McKae McManus - Crown Point, Indiana
Conlin McManus 11/01/2017
"James was referred to us by our realtor. He worked closely with us & our realtor to make sure all of our paperwork was in order before closing. He was detail oriented, explaining every step of the process from beginning to the end. And also made sure that he explained every page of the loan papers so that nothing was a surprise or a misunderstanding. I would definitely refer him to anyone looking for a Certified Mortgage Planner! We were so happy with his professionalism, we made a great friend."
Aaron and Lori Sipos - Hebron, Indiana
Aaron Sipos 09-04-2017
"James was fantastic! He was extremely helpful throughout the whole process on getting our first house. I would highly recommend James to all!"
James McNamara and Isabella Juretic - Dyer, Indiana
James McNamara 09-04-2017
"My wife and I had a very pleasant experience working with James. "
Derek and Megan Mossman - Lowell, Indiana
Derek Mossman 07-07-2017
"Awesome experience that I am going to recommend to everyone I know."
Joshua Kats - Crown Point, Indiana
Joshua Kats 07-07-2017
"It was a smooth and easy ordeal. Great work. Will recommend."
Karl Gollhardt and Megan Engle - Chesterton, Indiana
Karl Gollhardt 07-05-2017
"James Barath made the home buying experience great. James educated me in every step of the home loan process. I cannot say enough good things, and definitely plan on having James help when it comes time to buy again."
Courtney Marsh and Andrew Jewell - Indianapolis, Indiana
Courtney Marsh 07-05-2017
"James provided more than just a typical lender service, but gave great counsel to the home buying experience!"
Andrew Meng - Crown Point, Indiana
Andrew Meng 05-02-2017
"James Barath was true professional and a god send . He was easy to talk to and told us exactly what to expect ! The time-line to buy the new home went just as he said and closed on time . If we were to buy a home again, I would go straight back to James ! I tell all my friends, we had the best mortgage loan banker . Thanks James !"
Mark and Rochelle Halama - Crown Point, Indiana
James Halama 03-08-2017
"James Barath helped us achieve our financial goal! He was wonderful to work with. We will definitely go back to him for any future needs. We highly recommend his services!"
Tiffany Berry and John Lam - Crown Point, Indiana
Tiffany Berry 03-08-2017
"My experience with James Barath overexceeded my expectations. James Barath was extremely thourough in explaining everything, and had answers for all of my questions. I will continue with them in the future."
Jason Skowronski - Crown Point, Indiana
Jason Skowronski 03-08-2017
"James was amazing. He took the time and helped us develop a plan to get the house that we wanted. He worked with us every step of the way to make sure that we were comfortable with the process and that we had all the information needed to make the process run smoothly."
Rahsaan and Taria Taylor - Crown Point, Indiana
Rahsaan Taylor 03-08-2017
"He is Awesome. Helped me through the whole process. very informative. Recommend him to friends and they Love him too."
Catherine Freeman - Valparaiso, Indiana
Catherine Freeman 03-07-2017
"I was very impressed with James and his willingness to spend time educating me on my loan. I had a great experience and can't think of any areas that needed improvement."
Kristin Erdelac - Porter, Indiana
Kristin Erdelac 03-07-2017
"James is a very friendly and knowledgeable person who always takes the time out to answer any of my questions or concerns...even if i just 'pop-in' to the office."
Steven and Christine Sobocinski - Crown Point, Indiana
Steven Sobocinski 03-07-2017
"James was knowledgeable, professional and very helpful. He walked us through the sometimes confusing process so that we we comfortable and understood the process. James was a pleasure to work with and I have recommended him to friends of mine."
Ed and Nancy Mackowiak - St John, Indiana
Edmund Machowiak 03-07-2017
"James was always available to answer any questions we had. He is extremely knowledgeable and helped us prepare our financial status to buy our last home. Without his expertise, we would not have qualified for the mortgage that we did. We have used James twice and happily refer anyone looking for a mortgage to him!"
Eric Melnyczenko and Lynn Garrison - Schererville, Indiana
Eric Melnyczenko 03-07-2017
"James made sure that we understood the entire process from beginning to end instead of just shoving paperwork in our face to sign."
Rocio and Joshua Payne - Valparaiso, Indiana
Rocio Copado 03-07-2017
"Outstanding. James was upfront with everything and truly professional. I appreciate all the hard work and appreciate my new home even more."
Ryan Waller, Sr and Tamika Housley - Merrillville, Indiana
Ryan Waller 03-06-2017
"James is very knowledgeable and helpful in guiding me through the process of attaining the loan for the new house ! Would definitely recommended to anyone looking to purchased their dream house."
Bao Phan and Moi Ly - Valparaiso, Indiana
Bao Phan 03-06-2017
"I would recommend James Barath to anyone I knew that was in the market to get a home loan. James Barath is totally customer focused and gives 110% at all times."
Kenneth Dutka - Crown Point, Indiana
Kenneth Dutka 03-06-2017
"James was very helpful in walking us through the home buying process. James answered every question we had to the best of his ability! We loved doing business with him!"
Brandi Allen and Joshua Hood - Chesterton, Indiana
Brandi Allen 03-06-2017
"You guys are awesome! The entire staff is great to be around, and very professional and knowledgeable. I feel very confident when I send a client to your office, that all of their questions and concerns will be addressed and put at ease. And you make the entire transaction a smooth process for all involved."
Jamie Lynne Cooper, RE/MAX Executives - DeMotte, Indiana
Jamie Lynne Cooper
"Hang on, this is a long one! For the past 6 years, my sister and I were building up our credit so we could apply for a USDA Guaranteed loan. We went through 5 to 6 loan officers. About half of them stated that they couldn't help us, because our debt to ratio was too high. The loan officers that 'tried' to help us were all very dishonest. One of them wanted $400 up front just to check our credit ratings. The last one we worked with told us that our loan would go through with no problem at all (We had already had an offer accepted on a home). He had us running all over for weeks obtaining all sorts of paperwork and he even had us writing letters to submit to the USDA underwriter. After we gathered all of the required paperwork, he told us that we wouldn't get the loan. We ended up losing the home. He was also extremely rude to us after he found out that we weren't going to be approved. My sister's heart and mine were crushed. I then contacted James Barath to see if he could help us. James didn't want to take any money from us. He didn't want us gamble. He told us that our best bet was to apply for the USDA Direct Loan program. So, I contacted the USDA local office and we were accepted. I cannot thank James enough. He was the most honest and caring person that we have encountered throughout this entire 6 year battle to buy a home. Not ONE of the other loan officers that we dealt with informed us about the Direct Loan program from the USDA. They didn't inform us, because there would be no money in it for them! Mr. James K Barath was a Godsend! I will recommend this gentleman to anyone who is looking for a loan!"
Matthew Cadle - Lynwood, Illinois
Testimonial from Matthew (05/24/2016)
"They did a wonderful job. Very knowledgeable and saved us thousands of dollars. Everything was explained in detail so that we could understand fully and we appreciate that."
Rosiak Family - Demotte, Indiana
Candace and Michael Rosiak
"James took time to educate me on the process and gave very good practical advice in language that was easy for me to understand. I am not a Real Estate professional and he spoke in terms that communicated important concepts to me. His advice saved us several thousand dollars at the closing table and steered us toward the exact product we needed. Not only did he advise us to change our financing strategy, he explained exactly why he was advising us to alter our course and the benefits of a different product. His no-nonsense approach to a somewhat overwhelming process is a blessing to someone struggling through the fog of home financing."
Jeff Jaco - New Castle, Indiana
Jeff Jaco[Testimonial Wizard 2/9/2011 11:53:38 PM]
"I strongly recommend James Barath as a mortgage planner. James is definitely the most competent and knowledgeable mortgage planner we have ever worked with. Since we have been through around 10 purchases and refinances over the years, this is saying quite a bit. James is extremely reliable and has the experience to deal with any individual situation that might come up. This is important, as we have had closings delayed in the past due to lack of follow-up or incomplete work on the part of the mortgage planner/broker. James will answer questions promptly and will follow up regularly. Having James assist you through the financing process will provide you with the confidence and peace of mind that comes with knowing that you are receiving the best rate, the paperwork has been done correctly, and you will not experience unexpected problems at closing!"
John and Danielle Heskett - Valparaiso, Indiana
John and Danielle Heskett[Testimonial Wizard 2/6/2011 3:07:25 PM]
"James is very knowledgeable about the mortgage and real estate industry and never hesitates to say it the way it is. I find this very refreshing as you always know where you stand with him. In simple terms he won't tell you what you want to hear just because it's what you want to hear. His experience and professionalism proved to be very valuable in a recent deal that he was working on with me. When the parties were at an apparent impasse that may have lead to failure to mutually agree to a contract based on a mortgage clause, James' past professional relationship with one of the parties was enough to settle the differences and make the deal happen. I look forward to working with him on many projects to come in the future and have no problem recommending him to anyone looking for a true mortgage professional."
Tim McDonald - @properties
Tim McDonald, @properties
"'A good back surgeon is one who knows when NOT to cut.' I contacted three different mortgage advisers, including (A) the #1 on Charlotte Business Journal's "Book of Lists" as well as (B) one who came highly recommended by multiple friends as well as (C) James Barath. The other two remain unnamed because they left me with many questions and recommended products which did not suit my growing financial situation. James Barath was excellent. In the end, he sold me nothing. He realized that no product was better than what I currently had and he advised me to stay put (which cost him a commission). He educated me on the multiple options available and gave me that valuable knowledge we all seek when we are uncertain what to do next. THIS IS THE MAN TO TRUST. (not the #1 in your city's Book of Lists)"
Thomas Marlowe, M.D. - Dr. Marlowe's Weight Loss Institute